VA home loans, home modification grants, rental support, and housing stability resources.
Veterans may have access to housing benefits and assistance programs earned through military service. These resources can help eligible veterans purchase a home, maintain housing stability, improve their living situation, or receive support during times of housing difficulty.
The VA Home Loan Program helps eligible veterans, active duty service members, and certain surviving spouses purchase, refinance, or improve a home. VA-backed loans may provide:
Eligibility is generally based on:
Veterans should request a Certificate of Eligibility (COE) to confirm eligibility.
Veterans should compare lenders and understand all loan terms before making a decision.
The SAH program may help eligible veterans build, buy, or modify a home to accommodate certain service-connected disabilities.
The SHA program provides assistance for certain eligible veterans who need home modifications because of qualifying disabilities.
Not every veteran is seeking homeownership. Some veterans may need rental assistance, housing counseling, or help maintaining stable housing.
The VA provides programs to help veterans who are homeless or at risk of losing housing.
National Call Center for Homeless Veterans: 1-877-424-3838
Veterans may benefit from housing counselors who can help with:
It is the VA document confirming a veteran meets service requirements for a VA-backed home loan. Lenders can often request it on your behalf.
Certain surviving spouses may be eligible. Contact the VA to confirm.
Call the National Call Center for Homeless Veterans at 1-877-424-3838. Acting early provides more options.
VA-backed loans, Certificates of Eligibility, and lender questions.
National Call Center for Homeless Veterans — housing crisis support.
Free, confidential support 24/7. Text 838255 to reach a responder.
Ask early, not late.
Veterans facing housing difficulty often have more options when they contact VA housing programs before a situation becomes urgent.
