Building a Better North Brunswick — Together.

HEALTHCARE SAVINGS

Healthcare savings resources

Helping North Brunswick residents reduce healthcare costs and find affordable care.

Healthcare expenses can place a significant burden on individuals and families. Prescription costs, insurance premiums, Medicare expenses, medical bills, dental care, and other healthcare needs can quickly add up.

Whether you are a senior, a family with children, a working resident, uninsured, underinsured, or someone struggling with healthcare expenses, assistance may be available.

THIS SECTION MAY HELP YOU

WHERE SHOULD VETERANS START?

Start with your situation

I need help paying for prescription medications

Prescription assistance can be especially valuable for seniors and residents living on fixed incomes.

START WITH

I have Medicare and need help with healthcare costs

Medicare Savings Programs may help eligible beneficiaries reduce Part B premiums, certain cost sharing expenses, and other Medicare-related costs.

Some residents may qualify for more than one Medicare assistance program.

START WITH

I need affordable health insurance

New Jersey offers programs that may help residents obtain affordable coverage and reduce monthly premiums, out-of pocket costs, and medical expenses.

START WITH

I need medical care but cannot afford it

Residents who are uninsured, underinsured, or struggling with healthcare costs may find help through community health centers, low-cost providers, reduced-cost programs, and dental and vision resources.

START WITH

I am a senior looking for healthcare savings

Seniors may benefit from several programs, including prescription assistance, Medicare Savings Programs, Medicare counseling, and affordable healthcare resources.

For Medicare counseling and help understanding Medicare benefits, see the SHIP Free Medicare Counseling Guide in the Senior Savings section.

HEALTHCARE SAVINGS GUIDES

Five guides in this section

Health Insurance Assistance

Affordable health coverage options, including NJ FamilyCare and Get Covered New Jersey.

Medicare Part D Extra Help

Assistance for eligible Medicare beneficiaries who need help paying prescription drug costs.

PAAD & Senior Gold

New Jersey prescription assistance programs that may help eligible residents reduce medication expenses.

Medicare Savings Programs

Programs that may help eligible Medicare beneficiaries reduce Medicare-related costs.

Free & Low-Cost Healthcare

Affordable medical, dental, vision, and community healthcare resources.

FREQUENTLY ASKED QUESTIONS

Common questions

Can I get healthcare assistance if I am working?

Yes. Many programs consider household income and circumstances, and some working residents may qualify.

Are healthcare savings programs only for seniors?

No. Some programs help seniors, while others assist families, adults, children, and residents looking for affordable healthcare options.

Can I qualify for more than one program?

Yes. Some residents qualify for multiple programs, such as prescription assistance combined with Medicare savings programs.

What if I do not have health insurance?

You may still be able to receive affordable healthcare through NJ FamilyCare, community health centers, and other low-cost healthcare resources.

What if I do not know which program is right for me?

Start with NJ 2-1-1. They can help connect residents with healthcare resources based on their needs.

IMPORTANT VETERAN CONTACTS

Who to call

NJ 2-1-1

Connects residents with healthcare resources, community programs, affordable care options, and assistance organizations.

NJ FamilyCare

Free or low-cost health coverage for eligible New Jersey residents.

Get Covered New Jersey

Compare health insurance plans, apply for coverage, and find out whether you qualify for financial assistance.

NORTH BRUNSWICK SAVES TIP

Before delaying medical care because of cost, check what assistance is available.

Healthcare costs add up quickly, and many residents do not realize that assistance programs and lower-cost healthcare options may be available to them.

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