Affordable health coverage options for North Brunswick residents.
Health insurance can be one of the largest expenses for individuals and families. If you do not have coverage, are paying too much for insurance, or are unsure whether you qualify for assistance, programs may be available to help reduce your healthcare costs.
New Jersey offers health coverage programs and financial assistance options for children, adults, families, seniors, and individuals with limited income. This guide explains some of the major programs available.
Your best option depends on your situation.
NJ FamilyCare
NJ FamilyCare provides free or low-cost health coverage for eligible New Jersey residents.
Get Covered New Jersey
New Jersey’s official health insurance marketplace, where residents can compare health plans and determine whether they qualify for financial assistance.
Residents can apply during open enrollment periods, or any time they qualify for a special enrollment period.
Programs may consider income, household size, age, family circumstances, and other requirements.
The right program or plan may help reduce:
Many residents qualify for assistance but never apply, because they assume they are not eligible.
Residents can apply online, by phone, or through an enrollment assister.
Through the marketplace, residents can:
Yes. Many working families qualify for financial assistance depending on their income and household circumstances.
It depends. Some residents with employer coverage may not qualify, but others may have options depending on the cost and quality of their employer plan.
Yes. Children may qualify for separate coverage programs depending on household circumstances.
Yes. Eligibility depends on the specific program and income requirements.
You may still qualify through a special enrollment period after certain life events, such as losing coverage, moving, getting married, or having a child.
Eligibility, applications, and available coverage options.
Compare plans, apply for coverage, and find enrollment assistance.
Healthcare resources, community organizations, and assistance programs.
Check again each year, even if you were told no before.
Health insurance costs change significantly depending on the program or plan you choose, and your circumstances may have changed since you last applied.
