Extra Help, PAAD, Senior Gold, manufacturer programs, and practical ways to lower medication costs.
Prescription medications are an important part of maintaining health and quality of life for many seniors and residents with disabilities. However, the cost of prescription drugs can create a significant financial burden.
New Jersey and federal programs offer assistance that may help eligible residents reduce prescription costs, lower out-of pocket expenses, and find affordable medication options.
A federal program that helps eligible Medicare beneficiaries reduce prescription costs. It may help with:
Apply through the Social Security Administration: 1-800-772-1213 · TTY 1-800-325-0778
Helps eligible New Jersey seniors and residents with disabilities reduce prescription medication costs.
NJ Prescription Assistance Program: 1-800-792-9745
These help eligible beneficiaries with Medicare-related healthcare costs and may open access to additional prescription assistance.
One application that may connect residents with programs covering:
Some prescription drug manufacturers offer assistance programs that may provide medications at reduced or no cost to eligible individuals. These may help residents who:
Ask your healthcare provider or pharmacist about manufacturer programs. NeedyMeds (needymeds.org) lists prescription assistance resources.
Some residents qualify for multiple prescription assistance programs. Apply for each you may be eligible for.
Through the Social Security Administration at 1-800-772-1213.
SHIP counselors provide free, unbiased plan comparisons at 1-800-792-8820.
PAAD, Senior Gold, NJ SAVE, and senior benefit programs.
Free, unbiased Medicare counseling — coverage, plans,
enrollment, and cost savings.
Medicare Part D Extra Help applications. TTY 1-800-325-0778.
Review your Part D plan every single year.
Plans change formularies and pricing annually — a free SHIP review often finds savings without changing medications.
