ANCHOR, Senior Freeze, and Stay NJ explained for seniors and residents with disabilities.
New Jersey has some of the highest property taxes in the nation, and property tax costs can create a significant financial challenge for many seniors and residents with disabilities.
Several programs may help eligible homeowners and renters reduce the impact of property taxes and receive financial relief.
Provides property tax relief to eligible New Jersey residents — including both homeowners and renters. Many seniors qualify but do not realize renters can also be eligible.
NJ Division of Taxation — ANCHOR: 1-888-238-1233
Reimburses eligible seniors and disabled residents for increases in property taxes on their primary residence.
Senior Freeze: 1-800-882-6597
Stay NJ is designed to help eligible seniors with property tax costs, providing additional support to qualifying older New Jersey residents. Eligibility may depend on:
Benefits and requirements are established by the State and may change. NJ Division of Taxation: 609-292-6400
Many residents assume property tax relief is only available to homeowners. Some programs, including ANCHOR, may provide benefits to eligible renters.
Yes — ANCHOR includes eligible renters.
No. They provide different types of assistance and some residents qualify for more than one.
NJ 2-1-1, your local Area Agency on Aging, or the Division of Taxation.
ANCHOR, Senior Freeze, and Stay NJ applications and eligibility.
Property tax reimbursement for eligible seniors and disabled residents.
Helps residents connect with community resources and support services.
Check every year, even if you were denied before.
Income limits and program rules change annually — eligibility is not permanent in either direction.
